Community Associations
We offer a versatile habitational insurance program for community associations. It offers “All-in” coverage and flexible loss settlement options, industry-leading loss control, and outstanding claims satisfaction – so you can retain your clients for years to come.
We provide solutions when you need a commercial insurance broker for:
- Condominium Associations (including tax district)
- Condominium Conversions
- Homeowner Associations
States: AR, AZ, CT, DE, IA, ID, IL, IN, KY, MA, MD, ME, MI, MO, NC, NH, NJ, NY, NV, OH, OR, PA, SC, TN, UT, VA, VT, WA &
UNDERWRITING ELIGIBILITY (Additional guidelines apply):
Ineligible (most common knockouts):
- Electrical with fuses, knob and tube, or aluminum wiring
- Less than 70% occupancy (new construction is an underwriting referral)
- Space heaters or alternative means of heating
- Home associations where common property is not co-owned
- Above-ground pools
- ABNB, VRBO, etc.