Our commercial residential habitational program is for apartments with 11-25,000+ rental units per policy on a BOP. Our program for apartments provides unique coverage options and flexible solutions for all of your client’s needs. (See our Community Association section if you are looking for a habitational program for condos.)

We provide habitational programs for professionally managed properties:

• Apartment Buildings (11+ units)
• Converted Housing
• Off Campus Student Housing (no Frats or Sororities)
• Independent Living Senior Housing
• Affordable/Tax Credit (We also can provide tax credit loss coverage!)
• Mixed Apartment/Office & Apartment/Mercantile Lessors Risk Occupancies
• Discounts for smoke-free buildings!

States: AR, AZ, CT, DE, IA, ID, IL, IN, KY, MA, MD, ME, MI, MO, NC, NH, NJ, NY, NV, OH, OR, PA, SC, TN, UT, VA, VT, WA, & WI